Rates Page

Looking for a new car? Check our Auto Loan Rates, they are the lowest in quite a while! You'll find our loan rates very competitive and our savings rate very generous. In fact, we call our rates, "Great Rates" because we believe we offer the very best possible rates in the market today. And, to be absolutely sure that our rates are competitive in today's marketplace, we revisit and adjust our "Great Rates"every month. Now, there's no need to look elsewhere, just look at our rates below!

	Annual Percentage Rate (APR)
Education Loan (Some conditions apply)	8.50 %
Unsecured Loan (Borrow up to $10,000)	13.00 %
VISA Platinum Card (Fixed Rate)	11.96 %
VISA Classic/Gold or Secured Card (VISA cash advance 3% of cash advance amount or $3.00 minimum)	12.96 %
Computer Loan	11.00 %
Savings Secured	3.10 %
Savings Secured Monthly Payment Loan	4.10 %
Real Estate Loans with NO CLOSING COSTS in Connecticut - See Footnotes
Home Equity Lines of Credit	3.25 %
Fixed Rate Equity Loan »» 5 years	5.50 %
Fixed Rate Equity Loan »» 6 -10 Years	5.50 %
Fixed Rate Equity Loan »» 11 - 15 Years	5.50 %
Real Estate Loans - Closing Costs Apply - See Footnotes	APR	Monthly Payment
First Mortgage Refinanced »»5 Years	2.50 %	$ 17.75
First Mortgage Refinanced »»10 Years	2.50 %	$ 9.43
First Mortgage Refinanced »»15 Years	3.25 %	$ 7.03
First Mortgage Refinanced »»20 Years	3.50 %	$ 5.81
APPLY NOW - HERE! Auto Loans Apply Here Personal Loans Apply Here Secured Loans Apply Here Visa Application   Footnotes The rate is PRIME and is variable. PRIME RATE is currently at 3.25% APR, as published in the Wall Street Journal.  Subject to change at any time. Rate cannot be higher than 16%. (For NEW PBEF Credit Union HELOCs ONLY); Credit Union Refinanced HELOCs are NOT eligible. Offer available only in Connecticut, Westchester, Putnam, Dutchess, and Rockland Counties, NY on owner-occupied properties. The Credit Union will pay 100% of closing costs for CT properties and the first $600 of closing costs for NY properties (estimated closing costs in NY State are $1,850.00 based on a borrowed amount of $50,000.00). Check with your tax advisor, the interest you pay on your loan may be tax deductible.

Payment Examples for a $1,000 Mortgage or Home Equity Loan

Term (months)	Rate	Payment per $1,000	Your Qualifications
24	1.24% APR	$42.21	Estimate your Monthly Payment
36	1.74% APR	$28.53
48	2.25% APR	$21.81
60	2.75% APR	$17.86
72	3.75% APR	$15.54	Pre-Qualify Here!
84	4.25% APR	$13.79

Term (months)	Rate	Payment per $1,000	Your Qualifications
24	7.50% APR	$45.00	Estimate your Monthly Payment
36	7.50% APR	$31.11
48	8.00% APR	$24.41	Pre-Qualify Here!

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Motorcycle Loan

Term	Rate	Your Qualifications
48 Months	12.00 % APR	Estimate your Monthly Payment
		Pre-Qualify Here!